How Long Does a Tote Withdrawal Take?


Tote provides only one payment method for withdrawals: Debit cards (Visa and Mastercard). Debit card withdrawals typically take 3-5 working days to process depending on your bank. The withdrawal process is uncomplicated, and there are no fees involved for clients to retrieve their money.


Bet £5 Get £20 Tote Credit

To get the bonus, place your first bet on racing pools for a minimum of £5. Regardless of whether you win or lose, you'll receive £20 Tote Credit, which is split into £10 redeemable against win/place racing bets and £10 redeemable against racing bets excluding win/place (exotics). The Tote Credit expires after 7 days and will be credited to your account within 24 hours of your first bet settling.

Tote Withdrawal Methods






Visa / Mastercard


3-5 working days



It is important to note that you can only withdraw funds using the same method with which the funds were originally deposited. Tote reserves the right to change the minimum and maximum payout limits and will publish any changes on their website.

Additional Information on Tote Withdrawals

While Tote currently only supports debit card withdrawals, it is essential to consider the possibility of expanding its withdrawal options in the future. To stay updated on long does it take to process the withdrawal and what deposit methods Tote accepts, regularly check the betting agency's website or contact their customer support.

How support works

The Tote support team is at your service daily between 8 am and midnight, operating seven days a week (excluding Christmas Day). They offer various communication channels for customers to reach out for assistance:

  • Live Chat: The quickest and most convenient method to connect with Tote's support is through the Live Chat feature. To begin chatting, simply click the speech bubble symbol in the lower right corner of the screen.
  • Email: Tote's customer care can be contacted at [email protected].
  • Phone: UK-based customers can get in touch with Tote by calling 0800 032 8188. If you're located outside the UK, use the following number: +44 1942 314045.

Moreover, be aware that specific banks or card providers may impose additional restrictions on withdrawal times or amounts. Consult with your bank or card provider to ensure you are aware of any limitations that might affect your transactions.

Protection of funds

As a holder of a GB Gambling Commission licence, Tote is obligated to inform clients about the protection of their funds in case the company becomes insolvent.

The bookmaker maintains separate accounts for clients' money, ensuring they are not mixed with the company's business assets.

While measures have been taken to safeguard your cash, it is important to note that there is no absolute guarantee that all the money will be repaid in the event of insolvency, as Tote's protection meets the GB Gambling Commission's Medium level requirements.

Customer funds include:

  • Any deposits with Tote to place bets.
  • Any winnings that have not been withdrawn.
  • Any unclaimed bonuses awarded.

Tote Withdrawal Method — Cards (Visa and Mastercard)

Debit card withdrawals, which take 3-5 working days to process depending on your bank, are the primary option for customers. The minimum amount, including a Visa electron card, is £10, while the maximum limit is £12,000. The actual processing time may vary depending on your card provider's restrictions and regulations. Remember that you can only withdraw funds using the same debit card with which those funds were originally deposited.

Non-Accepted Withdrawal Methods



PayPal, a widely used e-wallet service, does not facilitate withdrawals for Tote customers. For alternative United Kingdom betting sites, withdrawal times through PayPal typically range from 1-2 hours to 1 working day, and the minimum amount stands at £5-10, up to £5,500.



Skrill, another e-wallet service, is not an option for Tote withdrawals. On other bookies, Skrill is a rather popular method, and withdrawals usually take around 1-2 working days. Limits are generous, sometimes up to £25,000.

neteller logo


Tote does not support Neteller e-wallet. In contrast, many bookmakers that work in the United Kingdom utilise this platform for deposits and withdrawals, which generally take from 12 hours to several days. We saw limits go up to £50,000.

How to Withdraw from Tote

There are five steps you need to take to request a payout of your winnings from Tote bookmaker:

  • Log inand navigate to the cashier.
  • Select 'Withdraw' and choose the debit card you used for deposits.

  • Enter the amount you wish to withdraw.
  • Confirm the request by pressing 'Withdraw' button.

The bookmaker will only approve a withdrawal request if you have completed the verification process, which involves uploading copies of your documents in the "Know Your Customer" (KYC) section and awaiting a successful outcome. Usually, this process takes up to 30 minutes, but in rare cases, it may require up to 24 hours. The documents needed for initial identity verification include:

  • Passport
  • Driver's licence

  • ID card

If necessary, the company may request additional information, such as a copy of your bank account statements for the previous three months.

Tips for smooth withdrawals at Tote UK

  • Ensure your account is fully verified before requesting a withdrawal.
  • Check the available withdrawal methods, limits and their processing times, be patient and allow for the specified.

  • Maintain sufficient funds to cover any minimum withdrawal requirements.
  • Reach out to customer support if you encounter any issues.

Tote Video Review

If you're seeking information about Tote, have a look at our comprehensive review where we thoroughly analyse the betting service. Additionally, you can watch a concise video review in the meantime.

Tote video review

Tote Withdrawal Times FAQs

Does Tote Pay Instantly?

No, Tote does not pay money instantly. Withdrawal times vary depending on the method used, but typically take 3-5 working days for debit cards. It's essential to be patient and consider that processing times may be affected by factors such as bank holidays or weekends, so it's advisable to keep this in mind when expecting your funds.

What Withdrawal Methods Can I Use At Tote?

At Tote, the only available withdrawal method is via debit cards (Visa and Mastercard). This is a widely-used option for withdrawals, as it allows users to receive their money directly into their bank account. Though popular e-wallets are not supported, using a debit card ensures a reliable and safe transaction.

I'm Having Tote Withdrawal Problems, What Can I Do?

If you encounter issues with your Tote withdrawal, first ensure your adentity is fully verified, and your payment details are up-to-date. If the problem persists, contact Tote's customer support for assistance. They are trained to help you resolve any issues and guide you through the withdrawal process to ensure a smooth transaction.

How Do I Cancel A Withdrawal At Tote?

As of 2023, UK Gambling Commission regulations forbid cancelling or changing withdrawals, promoting responsible play and protecting vulnerable players. Therefore, it is not possible to cancel a withdrawal at Tote. Once you've requested a withdrawal, the transaction is final.

Is It Easy to Withdraw Money from Tote?

Yes, withdrawing money from Tote is easy. Once your identity is verified, you can initiate a withdrawal from the wallet section of your account. Keep in mind that withdrawal times for debit cards typically take 3-5 working days. It's crucial to maintain updated information and follow any additional instructions provided by Tote to ensure a seamless withdrawal experience.


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